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Home Equity Loans are simply a "line of credit" secured by the equity in your home. Telco offers two types of Home Equity Loans:

 

Fixed Rate Home Equity

Key Features

  • Credit Lines from $10,000 to $100,000
  • 80% Loan To Value less existing liens OR $100,000.00 (whichever is less)

Key Benefits

  • No origination fees
  • Use to consolidate loans
  • May be tax deductible
  • Member can obtain advances of credit for up to 5 years

Requirements

  • Telco member
  • Appraisal must be done on property

 

Variable Rate Home Equity

Key Features

  • Rates as low as 5%
  • Credit lines from $5,000 to $250,000

Key Benefits

  • Use to consolidate loans
  • May be tax deductible
  • Member can obtain advances of credit for up to 10 years

Requirements

  • Telco member
  • Appraisal must be done on property
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Fixed Rates
TERM RATE
7 years 3.50%
8 years 3.75%
9 years 4.00%
10 years 4.25%

 

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 TARBORO

(Also serving ROCKY MOUNT)

 (800) 682-8688
0(252) 823-0119 local
(252) 823-1001fax

1720 Barlow Road
Tarboro, NC 27886

PO Box 4002
Tarboro, NC 278
 

 GREENVILLE

 
(252) 214-7060
0(252) 756-4751 fax
631 E. Arlington Blvd.
Greenville, NC 27858

PO Box 2929
Greenville, NC 27836
 
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