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Signature (Personal) Loans

Telco can loan you up to $20,000 depending upon your credit.   We also offer a Personal Line of Credit up to $20,000.

Key Features

  • A Paper (750+ beacon score): Maximum amount $20,000.00
  • A Paper (700-749): Maximum amount $15,000.00
  • B Paper (675-699): Maximum amount $10,000.00
  • C Paper (650-674): Maximum amount $7,500.00
  • D & E Paper (000-649): Maximum amount $5,500.00

Key Benefits

  • No collateral needed
  • Interest rate based on credit history to offer better rates for better credit

Requirements

  • Telco member
  • Worked at current job at least 6 months
  • Established credit
  • Work 25 hours per week

*Annual Percentage Rate

APR* Loans

TermRate
New Auto*5.70% - 15.50%
Used Auto*6.05% - 15.50%
Signature*7.50% - 16.00%
Visa Card9.99% - 22.99%
Insurance9.00%
ODLOP15.50%
Credit Builder15.50%
New RV5.65%- 12.20%
Used RV5.95% - 13.20%
New Boat/Jetski5.65% - 10.70%
Used Boat/Jetski6.20% - 10.70%
New Motorcycle7.40% - 11.20%
Used Motorcycle9.30% - 11.95%
New ATV5.65% - 9.45%
Used ATV9.30% - 11.95%
Share Loan2.25% - 2.75%
Home Equity - VariablePrime - 1%
Home Equity - Fixed7.00% - 7.50%