Certificates of Deposits (CDs)
Earn a guaranteed dividend rate on your investment. Telco has competitive dividends, which means you earn more. We offer short and long-term certificates, each tailored to meet your financial goals. Plus, you can save time with automatic renewal at maturity.
Key Features
- No fee unless withdrawal before maturity date (penalty is paid for early withdrawal)
- 5 day grace period (calendar days) for withdrawal
- Interest earned monthly
Key Benefits
- Earns you money
Requirements
- Member of Telco Credit Union
- Must complete CD application
- Minimum deposit of $1000.00
Share Accounts
| Type | Rate | APY |
|---|---|---|
| Share Savings | .01 | .01 |
| IRA | .01 | .01 |
| Checking | .00 | .00 |
| Money Markets | .05 | .05 |
Certificates
| Months | Rate | APY |
|---|---|---|
| 6 | 2.50 | 2.53 |
| 12 | 2.95 | 2.99 |
| 18 | 3.00 | 3.04 |
| 24 | 2.40 | 2.43 |
| 30 | 2.15 | 2.17 |
| 48 | 2.00 | 2.02 |
| 60 | 2.25 | 2.27 |
| IRA Certificates | ||
| 12 | 2.70 | 2.73 |
| 18 | 2.75 | 2.78 |
| 24 | 2.15 | 2.17 |
| 30 | 1.90 | 1.92 |
| 48 | 1.75 | 1.76 |
| 60 | 2.30 | 2.33 |