FinFacts

2016 July April January 2015 April January 2014 October July April January 2013 3rd Quarter 2nd Quarter 1st Quarter 2012 4th Quarter 3rd Quarter 2nd Quarter 1st Quarter 2011 4th Quarter 3rd Quarter 2nd Quarter 1st Quarter 2010 4th Quarter 3rd Quarter 2nd Quarter 1st...

Certificates of Deposits (CDs)

Higher rate of return, with earned monthly interest. Key Features No fee unless withdrawal before maturity date (penalty is paid for early withdrawal) 5 day grace period (calendar days) for withdrawal Interest earned monthly Key Benefits Earns you money Requirements...

Direct Deposit

Direct Deposit Convenient way to deposit and make payments automatically. Key Features One time sign up Convenient way to to deposit and make payments Key Benefits Automatic deposit to your Share Savings or Share Draft Checking Account Automatic distribution to make...

IRA Share & Certificate Accounts

No monthly fees, interest earning IRAs. Key Features No monthly fee Earns interest Key Benefits Earnings grow tax deferred for a Traditional IRA account until withdrawn Traditional IRA’s offer fully deductible contributions Earnings are tax free if the account has...

Money Markets

No monthly fee, dividends compounded quarterly with no service charge. Key Features No monthly fee Funds are not tied to maturity restrictions Key Benefits Dividends compounded quarterly No service charge Dividends begin to accrue on the business day your account...

Auto (Motor Vehicle) Loans

Excellent rates, and a variety of options with loan protection. Key Benefits Excellent rates Variety of payment options Offer Loan Protection (GAP Insurance-Life Insurance-Credit Disability) Own the car of your dreams Requirements Telco member Must complete Loanliner...

Credit Builder Loans

Higher rate of return, with earned monthly interest. Key Features Gives you a chance to get a loan Earn interest on money that is on hold Encourages saving Helps members with no credit to establish credit Key Benefits Helps establish credit Builds trust & honesty...

Secured Loans

Easy, no hassle loans at great rates. Key Features Stock Loans: 80% of market value of Sprint stock; 75% of other stocks listed on the NY stock exchange Insurance Policy Loans: may borrow full amount of policy loan value with proper paperwork Shared secured Loans:...

Signature Loans

No collateral loans, based on credit history. Key Features A Paper (750+ beacon score): Maximum amount $20,000.00 A Paper (700-749): Maximum amount $15,000.00 B Paper (675-699): Maximum amount $10,000.00 C Paper (650-674): Maximum amount $7,500.00 D & E Paper...

VISA® Credit Cards

No online fee, online bill pay and great rates. Current Visa Card APR: 11.99% Key Features No annual fee Key Benefits Paying your bill on time Great credit card with competitive rates Pay your bill online Customer Service: 1-800-808-7230 Lost/Stolen Card:...