Key Features
- Telco ITMS are also ATMS – we have 4 ITM\ATMs at our Greenville Branch and 2 outside at our Tarboro Branch Drive Thru
- Debit Cards can be used at Cash Points without being charged a fee. SECU only accepts chip-enabled cards.
- Other ATM Machine access if they honor STAR & PLUS NETWORK
- All other ATM machines may have a charge
- Withdraw up to $600 per day (if available in your account)
Key Benefits
- Make transfers and/or purchases online without leaving home
- Save time with quick and easy check out
- When processed as a credit, check out is even quicker
Debit Cards
- Make payments by phone
- Transaction can be processed as a Debit or Credit. (Encourage members to process as a credit – this allows Telco to earn more money. The member enjoys the benefits of the coverage of a credit purchase, even though the transaction will process out of their checking account)
- Make purchases anywhere the Mastercard logo is displayed
- Lost/Stolen Cards: Call 800-682-8688; 1-866-842-5208 after hours
ATM and Debit Card Policies and Procedures
- Telco allows 2 free ATM withdrawals per month. An ATM usage fee of $1.00 will be applied after 2 withdrawals
- Telco charges a $10.00 fee when opening a savings account for an ATM card
- Telco will block the member’s card if the account balance is in the negative
- If funds are not received within the stated time period, their ATM/Debit card will be captured
- The captured card will not be reissued until the member has maintained a positive balance in all accounts for a three month period
- Telco will charge members a $10.00 fee for replacement cards that were lost or damaged starting with the 3rd card replacements
- Six Electronic Transfers allowed each month
- After trying six times funds won’t transfer and won’t allow Overdraft Protection
- Keep your ATM and Debit Cards in a safe place
- Don’t keep near cell phones or other cards because they can become demagnetized
- Also keep your pin number in your cell phone so you won’t forget