Open an Account
Apply for a Loan
Make a Loan Payment
Secured Loans
Get a loan secured by Stock, Insurance Policies, or your Share account.
Key Features
- Stock Loans: 80% of market value of Sprint stock; 75% of other stocks listed on the NY stock exchange
- Insurance Policy Loans: may borrow full amount of policy loan value with proper paperwork
- Shared secured Loans: pledge shares as collateral
Key Benefits
- Easy: being able to borrow against an asset
- No hassle determining value
- Great rates
Requirements
- Telco member
- Stocks
- Life insurance policy
*Annual Percentage Rate
APR* Loans
| Term | Rate |
|---|---|
| New Auto* | 5.70% - 16.00% |
| Used Auto* | 6.05% - 16.00% |
| Signature* | 7.50% - 16.00% |
| Visa Card | 9.99% - 22.99% |
| Insurance | 9.00% |
| ODLOP | 16.00% |
| Credit Builder | 16.00% |
| New RV | 5.65%- 10.95% |
| Used RV | 5.95% - 11.95% |
| New Boat/Jetski | 5.65% - 9.70% |
| Used Boat/Jetski | 6.20% - 9.70% |
| New Motorcycle | 7.40% - 10.20% |
| Used Motorcycle | 9.30% - 10.95% |
| New ATV | 5.65% - 8.45% |
| Used ATV | 9.30% - 10.95% |
| Share Loan | 2.25% - 2.75% |
| Home Equity - Variable | Prime - 1% |
| Home Equity - Fixed | 9.00% - 9.75% |