Telco Credit Union is a full service not-for-profit financial institution serving over 10,000 members. Serving areas around Tarboro, Rocky Mount, Greenville, North Carolina and the surrounding regions, our sound financial principles and maximum service and opportunities for our member/owners will surprise you. Since 1941, Telco has served its members, whose profits are returned and reflected in our ability to pay higher dividends on savings, offer lower interest rates on loans, and provide expanded products and services at less cost.
As a full service financial credit union, we offer many services. First, no matter what your saving needs are, Telco has got you covered. We offer a wide selection of accounts to meet your every need, including personal savings account, money market accounts, certificates, retirement options, and more.
Our goal at Telco is to guide you to financial freedom and security. We offer many different types of loans to help you get what you want. When it comes to auto loans, we offer excellent rates and a variety of options with loan protection. We also offer a variety of payment options and offer loan protection as well. For secured loans, these are easy and come with no hassle at great rates. Telco also offers Visa credit cards, and you won't have to pay online fees. For credit builder loans, there's a higher rate of return with earned monthly interest. The signature loans we offer are based on credit history, and require no collateral loans.
So, what is a credit builder loan? At Telco Credit Union, we want you to have a chance to get a loan, no matter your financial history. This type of loan will allow you to earn interest on money that you've put on hold. This encourages saving, which leads to better financial habits in the long run. If you don't have any credit yet, don't worry! This loan opportunity was made for you. Credit builder loans help members with no credit to establish credit. If you're a member with us, choosing a credit builder loan will establish trust and honesty with us at Telco.
To request a credit builder loan, you must be a Telco member, and you must also have permanent employment. You must also work at least 25 hours per week, which helps us ensure that you will be able to pay the loan back. You must also have established a share draft checking account with Telco for a minimum of 3 months to get started with your loan.
We want you to be well on your way to living your best financial life. Call us today to discuss even more benefits of taking out a credit builder loan with us. With so many services, Telco Credit Union can help with all your financial needs. Serving Eastern North Carolina, Telco has got you covered. Contact us today!