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Proudly serving Tarboro, Rocky Mount, Greenville, and surrounding North Carolina areas, Telco Credit Union is a full service non-for-profit financial institution. We offer many services and products, including savings and checking accounts, loans, mortgages, and much more. We're here to help with all your financial needs. 

Credit unions are federally insured, and they tend to be much smaller than banks. This can make your financial experiences feel more personal; an average bank is around double the size of a credit union. Credit unions are nonprofits that are governed by their members. A credit union offers many of the same services that a bank does, including checking and savings accounts, CDs, IRAs, car loans, mortgages, home equity loans, and credit cards. Many people believe that they must belong to the military or work for the government to join a credit union, which isn't true! 

So what's the difference between a credit union and a bank? Credit unions offer less rigid eligibility requirements, lower interest rates, and greater financial literacy resources than banks do. Plus, deposits are insured in the same way for credit unions as they are for banks. However, credit unions offer limited financial products, and there are fewer physical branches of credit unions.

On the other hand, banks offer resourceful online apps, tools, and features, which adds to the convenience factor of banks. For banks, there are more stringent eligibility requirements than for credit unions. Generally, banks offer higher interest rates and transaction fees than credit unions do. 

Choosing between relying on a credit union's resources and a bank's resources can be a tricky choice, but it all depends on you and your financial needs. If you're tired of paying for fees at ATMs or making payments on a savings account, it might be time to switch banks, or move your funds to a credit union altogether. One of the greatest benefits of using a credit union is that they offer higher rates of return on savings accounts, in addition to lower interest rates on loans. Credit unions have become more and more popular over the last few years, because they allow bank customers more options than before. 

At Telco Credit Union, we're here to make your financial experiences as positive as we can. If you have questions about becoming a member of Telco Credit Union, or you're ready to join, call us today

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 TARBORO

(Also serving ROCKY MOUNT)

 (800) 682-8688
0(252) 823-0119 local
(252) 823-1001fax

1720 Barlow Road
Tarboro, NC 27886

PO Box 4002
Tarboro, NC 278
 

 GREENVILLE

 
(252) 214-7060
0(252) 756-4751 fax
631 E. Arlington Blvd.
Greenville, NC 27858

PO Box 2929
Greenville, NC 27836
 
National Credit Union Administration logoYour savings insured by National Credit Union Administration, a U.S. Government Agency.