What does Telco Credit Union do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Credit history
- Overdraft history
- Credit card or other debt
- Checking account information
- Wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Telco Credit Union chooses to share; and whether you can limit this sharing.
|Sharing Personal Information|
|REASONS WE CAN SHARE||DO WE SHARE?||CAN YOU LIMIT?|
|For our everyday business purposes:|
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes:|
To offer you products and services
|For joint marketing with other financial companies||No||N/A|
|For our affiliates' everyday business purposes:|
Information about your transactions and experiences
|For our affiliates' everyday business purposes|
Information about your creditworthiness
|For nonaffiliates to market to you||No||N/A|
Questions? Please feel free to call toll-free 800-682-8688.
How does Telco Credit Union protect your personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Telco Credit Union collect your personal information?
We collect your personal information, for example, when you:
- Open an account
- Use your credit or debit card
- Apply for financing
- Give us your contact information
- Show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't you limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and non-financial companies.
- Telco Credit Union has no affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Telco Credit Union does not share with nonaffiliates so they can market to you
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Telco Credit Union does not jointly market